First Time Buyer

Need help buying your first home?

Guidance for first time buyers

As a first time buyer the path to purchasing your fist home can be equally exciting and daunting, as you navigate the minefield of options available. There are many different mortgage products to choose from so it is important to get the solution that best meets your needs.

Bigmore Mortgages aim to make your first purchase as smooth and hassle free as possible, by guiding you from looking at your mortgage affordability, to putting an offer on a property and through to having a mortgage offer in place and working towards completion.

Government Schemes for first time buyers

There are also various Government Schemes available to first time buyer’s, which we have plenty of experience advising on and can guide you through these, these schemes include:

Help to Buy – equity loan
Shared ownership
First Home Scheme
Right to Buy

Our Process

Consultation

We will have an initial meeting to discuss your requirements.

Application Submission

Your application is submitted, along with supporting evidence for the lender to assess, and seen through to offer stage.

Review the Market

We review the whole of market to find the most suitable product and mortgage structure to suit your needs.

Working Towards Completion

We will liaise with the lender and solicitor to ensure all requirements are in place and that completion of the mortgage will take place without issue.

Report and Recommendations

We will report our findings, including a full recommendation outlining our rationale. At this stage we will also confirm your borrowing capacity was a Mortgage in Principle.

Ongoing Support

When your mortgage is due for renewal, we will reach out to guide you through the renewal process. We are also only a phone call away if you intend to make a new purchase.

Bigmore Mortgages

Telephone: 01932 253939

Client Portal

Manage your mortgage online.

Useful Tools

Where our site contains links to other sites and resources provided by our clients or other third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Other Services

Download Our Services Brochure

"As a first time buyer I'm so grateful to Chris for all of his help throughout the whole process. I had a few extra requests during my purchase and Chris was extremely flexible, helpful and accommodating. I cannot thank Chris enough for such a smooth process and I highly recommend him to anyone looking for a mortgage."