First Time Buyer

Need help buying your first home?

Guidance for first time buyers

As a first time buyer the path to purchasing your fist home can be equally exciting and daunting, as you navigate the minefield of options available. There are many different mortgage products to choose from so it is important to get the solution that best meets your needs.

first time buyer

Bigmore Mortgages aim to make your first purchase as smooth and hassle free as possible, by guiding you from looking at your mortgage affordability, to putting an offer on a property and through to having a mortgage offer in place and working towards completion.

Government Schemes for first time buyers

There are also various Government Schemes available to first time buyer’s, which we have plenty of experience advising on and can guide you through these, these schemes include:

  • Help to Buy – equity loan
  • Shared ownership
  • First Home Scheme
  • Right to Buy

Our Process

With our professional mortgage advisers you can expect the following: 

We’ll have an initial discussion to discuss your requirements.

Review the market
Find the most suitable product and mortgage structure to suit your needs.

Report and Recommendations
Report our findings, including a full recommendation outlining our rationale. At this stage we’ll also confirm your borrowing capacity with Mortgage in Principle.

Full Submission
Submit an application, along with supporting evidence for the lender and see through to offer stage.

Working towards Completion
We will liaise with the lender and solicitor to ensure all requirements are in place and completion of the mortgage can take place without issue.

Ongoing Support
Provide support with future remortgages, purchases.

Bigmore Mortgages

Telephone: 01932 253939

Client Portal

Manage your mortgage online.
Useful Tools

Where our site contains links to other sites and resources provided by our clients or other third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Other Services

"As a first time buyer I'm so grateful to Chris for all of his help throughout the whole process. I had a few extra requests during my purchase and Chris was extremely flexible, helpful and accommodating. I cannot thank Chris enough for such a smooth process and I highly recommend him to anyone looking for a mortgage."

Louise Chender

We are here to help you

Request a quote and experience our top class support first hand.

Please use the form below to contact us today to discuss how we can help you.