Tax Planning

A significant factor in planning nay investment portfolio is the tax treatment of the underlying assets. We utilize a range of different tax wrappers to maximise tax allowances and more favourable rates of tax. Diversifying your investments is always good practice but it can be just as important to diversify your tax wrappers when it comes to maximising your returns.

We will review major tax regimes and their interaction such as

Income Tax

Capital Gains Tax

Inheritance Tax

Stamp Duty

Dividend Tax

National Insurance

Corporation Tax

We can advise on a range of investment vehicles and tax wrappers, including but not limited to

ISA

NISA

Unit Trusts/OEICs

EIS & SEIS

Investment Bonds – onshore & offshore

Equities

Buy to Let Properties

Pensions

Alternative Investments

Commercial Property

inherITance tax

Inheritance tax is an area of planning that needs to be addressed in its own right. We specialise in providing advice to families on the best ways to pass on their legacies in a way that keeps the burden of IHT as low as possible. If you are conscious that you want to preserve your estate it is never too early to have the conversation about IHT planning.

We use a wide variety of products and tools to help with IHT planning including Whole of Life policies, Discretionary Gift Trusts and Gift and Loan Trusts, Business Property Relief, personal exemptions, gifting, gift intervivos, Lifetime transfers, trusts.

Through our sister company Bigmore Will Writing Limited we can also offer tailored will writing lasting power of attorney and trust work.