It means that your time is freed up to spend with family and friends, travel and engage with hobbies. It also means that you might be worried about having the money to sustain your quality of life. Being educated around your options in retirement can help you feel more in control and confident about your future. To help you with this the team at Bigmore Financial Planning have pulled together a few content pieces to help you understand some of the elements that factor into a retirement plan for our clients.
Note: This content is for educational purposes and does not constitute a financial plan. Before making any specific decisions around your pensions, investments or retirement options it is recommended that you speak with a qualified financial advisor who can provide bespoke guidance for you and your situation.
Inheritance tax is often viewed as one of the more complex and sensitive areas of tax. It is applied to the estates of deceased individuals and can have a profound impact on families and their legacies. Navigating inheritance tax requires a clear understanding of its rules, exemptions, and planning strategies. This guide aims to demystify the subject and offer clarity and insight into how inheritance tax works and what you can do to mitigate it.
As with all personal financial decisions your circumstances will be different to others so bespoke, professional advice is always recommended.
If there is anything we can guarantee you about your retirement plan it is that it will not look like anyone else’s. You could have the same amount of funds available as your best friend but how you use it and how they use it, what their goals are and what your goals are will be different. This is why we always recommend seeking advice ahead of retirement.
Our professional financial planners will guide you throughout your retirement journey as your needs and income requirements change.
Providing you with professional pensions advice to help you save, tax-efficiently into a pension plan for a financially secure retirement.
Expert Savings and Investments advice designed specifically to meet your short and long-term savings goals.
Worried about the money running out? Cashflow modelling will assess sustainability and give you peace of mind.
Helping you to protect family wealth for future generations through effective tax and trust planning.
Releasing equity can be life changing but you must also be aware of the potential associated risks.
Are your wishes for your estate to be passed to your loved ones? If so, making a Will is essential.
There may come a time when you are unable to control your affairs and need a Lasting Power of Attorney.
Head of Advisory, Chartered Financial Planner
FPFS
Clare joined Bigmore Associates as a Chartered Financial Planner in 2021 and was made Head of Advisory in 2023. She brings with her over 19 years of industry experience. Highly qualified as a Fellow of the Professional Finance Society she previously worked at Standard Life Assurance Co as a Business Relationship Manager. Clare is passionate about helping clients achieve financial freedom and she can use her many skills to assist them on every step of that journey.
Financial Planner & Mortgage Advisor
Dip CII, Certs CII (MP & ER)
Cain offers advice on all aspects of financial planning, the mortgage market, protection, and equity release. He has experience catering to clients from all walks of life, always aiming to provide clear, concise advice.
Outside of work, Cain’s interests include music, gaming, and history (in which he holds a masters degree) as well as watching sport and spending time with friends.
Director Bigmore Wills & Probate, Will Writer
MSWW Certs Cll (MP)
Luke is perfectly positioned to help clients navigate the difficult process of leaving the most tax efficient legacies. As well as helping clients create the perfect Will he can help with all aspects of Estate Planning.
‘I am proud of the tailored advice and value delivered to clients from all walks of life. Being able to help write Wills, considering the individual wishes of the clients and making sure estates are left in the most tax efficient way.’
Head of Mortgages & Protections
Cert CII (MP & ER)
Chris deals with all aspects of mortgages & protections including purchases, remortgages, buy to let mortgages and supporting life cover, as well as becoming an equity release specialist.
Chris is a big sports fan and keen cyclist; he can often be found cruising around the Surrey Hills in his spare time.
To learn more about Bigmore Associates visit our About Us page.
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