Group Medical Insurance typically allows employees to receive treatment on acute conditions. Acute conditions are conditions that are deemed to be curable with treatment. Most providers also now include health and reward benefits that can save employees money and encourage them to live healthier lifestyles.
Healthcare is maybe the most complex of employee benefits because of the range of products available. Bigmore Benefits will help you cut through the confusion, and select the right scheme for you.
Group schemes are also often less expensive than if private medical insurance is purchased individually.
If you are concerned about the cost of Group Medical Insurance, it should be noted that this cost will potentially be offset by a workforce who are better able to keep themselves healthy and able to work. It is also seen as a valuable offering for recruitment and retention. This can help save on the cost associated with staff turnover.
While the concept of Group Medical Insurance may seem fairly simple, all providers offer a wide range of services and products. You then need to match those offerings with what is best for the type of roles within your business. To help relieve some of the confusion this causes, Bigmore Benefits conducts a comprehensive review of what your company needs and provides cost effective options to meet them. Some of the things we will look at when making recommendations are:
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