Remortgage

When it's time to remortgage, you want the best deal on the market

Bigmore Associates can help you find it

Your mortgage is the largest financial commitment you will make so it is important to ensure that you find the right option for you, and not just to stay with your original Lender because it seems easier. In the same way that you might search for the best deals for car insurance, it makes sense to review your mortgage on a regular basis. The team at Bigmore Associates can do all the leg work for you, leading you through the process with thorough guidance giving you the confidence that you have received the best advice out there.

We recommend reviewing your options 6 months prior to your current deal expiring. It is at this point where you should seek expert remortgage advice. It is not a given that your existing Lender will have the best deal on the market, and if they don't, having someone to guide you through this process can help secure the best mortgage deal moving forwards.If you do not secure a new deal, you will automatically revert to the lender Standard Variable rate, typically between 4-5%. As whole of market advisors, we are not tied to one lender. This means we can review the entire market of options and switch your mortgage to the best deal possible.

Our Process

Consultation

We will have an initial meeting to discuss your requirements.

Application Submission

Your application is submitted, along with supporting evidence for the lender to assess, and seen through to offer stage.

Review the Market

We review the whole of market to find the most suitable product and mortgage structure to suit your needs.

Working Towards Completion

We will liaise with the lender and solicitor to ensure all requirements are in place and that completion of the mortgage will take place without issue.

Report and Recommendations

We will report our findings, including a full recommendation outlining our rationale. At this stage we will also confirm your borrowing capacity was a Mortgage in Principle.

Ongoing Support

When your mortgage is due for renewal, we will reach out to guide you through the renewal process. We are also only a phone call away if you intend to make a new purchase.

Making changes at the point of remortgage

As part of the remortgage process, you can also make alterations to the mortgage should you require e.g.:

Raising additional capital for home improvements, debt consolidation etc.
Add/remove borrower
Adjust the length of your mortgage term

Whatever the reason you require to raise funds against the property, we are able to provide remortgage advice across the market.

Bigmore Mortgages

Telephone: 01932 253939

Client Portal

Manage your mortgage online.

Useful Tools

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Other Services

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"I initially used Chris 18 months ago for my first property. Chris was proactive in his approach, contacting me 6 months ahead of the expiry to discuss re-mortgaging given a rising interest rate environment. I likely would have forgotten altogether so I am grateful that he keeps his finger on the pulse!"