We recommend reviewing your options 6 months prior to your current deal expiring. It is at this point where you should seek expert remortgage advice. It is not a given that your existing Lender will have the best deal on the market, and if they don't, having someone to guide you through this process can help secure the best mortgage deal moving forwards.If you do not secure a new deal, you will automatically revert to the lender Standard Variable rate, typically between 4-5%. As whole of market advisors, we are not tied to one lender. This means we can review the entire market of options and switch your mortgage to the best deal possible.