Whether it’s knowing how to budget, manage debt, take out a mortgage, navigate investments or build a savings pot, getting it right can be the difference between financial security and financial stress.
Over the course of the next year, Bigmores has designed a series of Financial Education presentations to help you strengthen your money management skills. These sessions will provide information relevant to where you are in life and provide guidance on how to get where you want to be. For more information on the presentations and to register your interest, please choose your year group below.
Why do you think the way you do about money? Where have your habits and behaviours come from?
If you know the answer to these questions, financial management gets easier because finances are mindset first, strategy second.
By the end of this session, participants will be able to:
• Understand how past messages about money have impacted you today
• Identify personal beliefs, behaviours and habits that need to be addressed
• Understand the importance of aligning your finances with your goals and beliefs
• Begin to make changes that benefit your finances
• Evaluate how financial behaviours and mindset impact long-term financial security and independence
Knowing the foundations of financial management is like having a map. Once you understand where each road goes, you plan the best path to take.
By the end of this session, participants will be able to:
• Identify key components of personal financial management relevant to early career stages (e.g., budgeting, saving, managing debt)
• Explain the importance of establishing healthy financial habits early in one’s career
• Develop a basic personal budget that aligns income, expenses, and savings goals
• Analyse strategies for managing and reducing debt, including student loans and credit cards
• Demonstrate understanding of how to create a consistent saving routine and the benefits of starting early
Once you understand the basics, it’s time to apply them to where you are now. Whether it’s managing student loans, saving to buy a home or simply understanding your budget, knowing where you are helps you figure out how to get where you want to be.
By the end of this session, you will be able to:
• Navigate a budget that gives you a full overview of your spending and saving
• Apply practical strategies for managing debt and maintaining healthy credit
• Recognise habits and behaviours that might need to be addressed to provide a stronger financial base
• Understand how workplace pensions contribute to your long-term financial wellbeing
You’ve learned the basics, you’ve assessed your current reality now we look towards the future.
What do you want out of life and how can you align your finances to your goals? From managing your student loans, saving for a home deposit, investing or better budgeting; It’s time to start making a plan.
By the end of this session, you will be able to:
• Explain how student loans affect personal finances and credit considerations
• Compare the financial benefits and trade-offs between prioritising loan repayment and building your savings and/or investing
• Assess personal readiness for homeownership while managing existing debt
• Compare different savings and investment options such as ISAs and Help to Buy schemes
• Develop a personal plan for balancing short-term goals with long-term financial security.
Making big financial decisions, including investing, is not without risk. Knowing how much risk you can handle, when and how to apply it, can help you reach your goals without the fear of sleepless nights.
By the end of this session, you will be able to:
• Learn basic investment options and the risks that come with them
• Understand the importance of risk appetite
• Begin to understand how to assess what your appetite for risk is
• Start aligning financial goals with investment options whilst keeping your appetite for risk in mind
Do you know what resources and support your company provides that can help you achieve your goals?
Maximising pension contributions and understanding your full employee benefits package can help you make the most of what you have available.
By the end of this session, you will be able to:
All online events will take place on Zoom. Please see above for event registration links.
A quick review of the concepts from year one that can bring us to the question, how has what you learned last year impacted your financial management?
By the end of this session, you will:
• Review the main principles from last year
• Gain clarity on how what you have learned so far has made a difference
• Understand the next steps to take on your financial journey
How you spend money when you’re happy vs how you spend money when you’re sad are probably different. Let’s learn why and how best to navigate the emotion that sits behind spending habits and decision.
By the end of this session, you will be able to:
• Understand the parts of your brain that impact financial decisions
• Begin to identify your emotional triggers that influence spending habits
• Learn techniques to manage unhelpful financial impulses
Wills, LP As, personal protections and taxes. They might not be the most exciting but they are very important.
Let’s learn why and what to consider as you make decisions around them.
By the end of this session, you will be able to:
• Explain the purpose of a will and what can happen if you die without one
• Understand what a Lasting Power of Attorney (LPA) is, the two main types (Health & Welfare / Property & Financial Affairs), and when each is used
• Identify reasons why younger adults should consider creating a will and LPA early, not just in later life
• Recognise key steps in setting up a will and LPA, including choosing executors and attorneys
• Understand how these documents protect your assets, wishes, and loved ones, especially in unexpected situations
Stocks, bonds, ISAs, pensions, property and VCT’s. What makes them different and what should you think about when considering what investment type is best for you?
By the end of this session, you will be able to:
• Understand the different types of investments and how they work
• Recognise how personal goals, risk tolerance, and time horizon should influence investment decisions
• Compare different investment types and how they behave within a portfolio
You’ve learned about the different types of investments and what to consider when making a decision. But how to you choose an overall strategy?
By the end of this session, you will be able to:
• Understand key investment strategies, including growth vs income investing, active vs passive approaches, and long-term vs short-term positioning
• Learn how to build a diversified portfolio
• Choose suitable investment platforms and tax-efficient wrappers for personal strategies
• Explore options for using or investing inherited money wisely, aligned with long-term goals
Crafting a financial plan is directly related to what you want out of life. So let’s take all the mindset work we’ve done and financial tools we’ve learned and put them into practice.
By the end of this session, you will be able to:
• Review and consolidate key financial concepts learned over the past two years
• Assess your current financial position, including income, expenses, savings, debts, and goals
• Draft a basic personal financial plan, including short, medium, and long-term goals
• Identify key habits and actions that support long-term financial wellbeing
• Feel confident acting as your own ‘financial planner’, knowing when to act independently and when to seek advice
All online events will take place on Zoom. Please see above for registration links.
Our team of advisors are here to guide you on your financial journey.
Bigmore’s believes that financial education should be available to everyone. Our Insights page is full of articles, videos and guides to help you develop healthy financial management skills. We’ve put a selection of content below which will support and expand upon topics discussed in this year’s Financial Education Programme.
For us, our jobs are about so much more than a person’s bank account. Our jobs, our drive, is to truly help people. To be a trusted, empathic and caring partner to you while you work towards your financial goals. Goals that are aligned to your wants and needs, not ours.
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