Whether it’s knowing how to budget, manage debt, take out a mortgage, navigate investments or build a savings pot, getting it right can be the difference between financial security and financial stress.
Over the course of the next year, Bigmores has designed a series of Financial Education presentations to help you strengthen your money management skills. These sessions will provide information relevant to where you are in life and provide guidance on how to get where you want to be. For more information on the presentations and to register your interest, please choose your year group below.
This webinar focuses on helping young adults establish a strong financial foundation early in their careers. The description effectively emphasizes the importance of early financial literacy — highlighting debt management, savings behavior, and foundational money management. It’s particularly relevant for recent graduates and early-career professionals who may not yet prioritize financial planning.
By the end of this session, participants will be able to:
• Identify key components of personal financial management relevant to early career stages (e.g., budgeting, saving, managing debt).
• Explain the importance of establishing healthy financial habits early in one’s career.
• Develop a basic personal budget that aligns income, expenses, and savings goals.
• Analyse strategies for managing and reducing debt, including student loans and credit cards.
• Demonstrate understanding of how to create a consistent saving routine and the benefits of starting early.
• Evaluate how financial behaviors and mindset impact long-term financial security and independence.
Graduating marks the start of an exciting new chapter — but it also brings financial responsibilities and opportunities that can shape your future. This session will help you understand how to manage your student loan effectively, build healthy financial habits, and start thinking strategically about your long-term goals. From tackling debt and understanding repayment options to exploring investments, pensions, and home ownership schemes, you’ll gain the confidence to make informed financial decisions as you transition into working life.
• Understand how student loans work, including repayment terms and interest implications.
• Apply practical strategies for managing debt and maintaining healthy credit.
• Recognise the importance of starting your investment journey early and how to get started.
• Understand how workplace pensions contribute to your long-term financial wellbeing.
• Compare different savings and investment options such as ISAs and Help to Buy schemes.
• Develop a personal plan for balancing short-term goals with long-term financial security.
As you progress in your financial journey, saving and investing become key steps toward building long-term stability and wealth. Understanding the variety of savings and investment options available helps you make informed choices that align with your goals.
Equally important is understanding your personal attitude to risk. Every financial decision involves balancing potential rewards with the possibility of loss, and your comfort level with risk will shape the strategies that suit you best. In this session, we’ll explore how different savings and investment products work, the level of risk associated with each, and how to identify your own risk tolerance.
By the end of this session you will be able to:
• Differentiate between various types of savings and investment products.
• Explain the relationship between risk and return in financial decision-making.
• Assess your personal attitude to financial risk.
• Identify suitable savings or investment options based on your goals and risk tolerance.
• Apply basic principles to create a balanced savings and investment approach.
Balancing student loan repayments with the goal of buying your first home can feel challenging. This session explores how to make informed decisions about managing debt while preparing to enter the property market. You’ll learn how student loans impact your financial profile, what lenders consider when assessing mortgage applications, and how to plan effectively so both goals, repaying debt and saving for a home, can work together rather than compete.
By the end of this session, you will be able to:
• Explain how student loans affect personal finances and credit considerations.
• Compare the financial benefits and trade-offs between prioritizing loan repayment and saving for a home.
• Assess personal readiness for homeownership while managing existing debt.
• Identify strategies to balance student loan repayment with saving for a property deposit.
• Develop an action plan to progress toward homeownership without compromising financial stability.
When you think about your future, what kind of life do you picture? More importantly, how do your financial choices today help you get there?
This presentation is about connecting the dots between your current lifestyle, your vision for the future, and the financial planning tools that can help you build a roadmap from one to the other. We’ll explore different ways people plan their lives and finances, how to estimate what your desired lifestyle will cost, and how to use cash flow modelling to make informed decisions along the way.
Equally important is understanding your personal attitude to risk. Every financial decision involves balancing potential rewards with the possibility of loss, and your comfort level with risk will shape the strategies that suit you best. In this session, we’ll explore how different savings and investment products work, the level of risk associated with each, and how to identify your own risk tolerance.
By the end of this session, you will be able to:
• Assess your current lifestyle and spending habits to understand your financial baseline.
• Visualise your desired future lifestyle by considering personal values, goals, and priorities.
• Compare different life planning models.
• Estimate how much money you’ll need in retirement based on your ideal lifestyle and expected living costs.
• Understand and apply a cash flow modelling tool to project income, expenses, and savings over time, helping you plan with clarity and confidence.
Balancing student loan repayments with the goal of buying your first home can feel challenging. This session explores how to make informed decisions about managing debt while preparing to enter the property market. You’ll learn how student loans impact your financial profile, what lenders consider when assessing mortgage applications, and how to plan effectively so both goals, repaying debt and saving for a home, can work together rather than compete.
By the end of this session, you will be able to:
• Explain how student loans affect personal finances and credit considerations.
• Compare the financial benefits and trade-offs between prioritizing loan repayment and saving for a home.
• Assess personal readiness for homeownership while managing existing debt.
• Identify strategies to balance student loan repayment with saving for a property deposit.
• Develop an action plan to progress toward homeownership without compromising financial stability.
All online events will take place on Zoom. Please register via the above links to receive reminder email about the event as well as your access link for the day. Webinars will be recorded and a link to the recording sent after the live event. Please register to receive this link, even if you cannot make the live.
Money can be one of the biggest sources of stresses in a relationship. This webinar explores how couples can navigate financial decisions together, from budgeting and saving to planning. You’ll discover how to bridge the gap when you and your partner have different financial mindsets or beliefs, turning potential conflict into an opportunity for growth and teamwork.
By the end of this session, you will be able to:
• Understand common money challenges couples face and how to overcome them
• Learn practical ways to budget, save, and plan as a team
• Discover communication techniques to make money conversations easier
• Explore strategies for reconciling different financial values and habits
• Gain insights on balancing personal independence with shared financial responsibility
When people think about writing a will or setting up a lasting power of attorney, they often imagine it’s something to do much later in life or only when serious illness is involved. But life doesn’t always give us a heads-up.
If you’re over 18 and have any responsibilities, finances, or even digital accounts, putting legal protections in place isn’t just wise; it’s responsible.
In this session, we’ll explore why planning ahead isn’t about expecting the worst. It’s about protecting your choices, your loved ones, and your peace of mind, at every stage of adulthood.
By the end of this session, you will be able to:
• Explain the purpose of a will and what can happen if you die without one.
• Understand what a Lasting Power of Attorney (LPA) is, the two main types (Health & Welfare / Property & Financial Affairs), and when each is used.
• Identify reasons why younger adults should consider creating a will and LPA early, not just in later life.
• Recognise key steps in setting up a will and LPA, including choosing executors and attorneys.
•Understand how these documents protect your assets, wishes, and loved ones, especially in unexpected situations.
Most people think of tax as something that just ‘happens.’ But the UK tax system is full of rules, reliefs, and allowances that, when properly understood, can significantly impact how much of your income and investment returns you actually keep.
In this session, we’re going beyond the basics. We’ll take a closer look at the structure of UK taxation, how different types of income are taxed, the personal allowances available to you, and how to build tax-efficiency into your financial and investment decisions. Understanding how tax really works gives you more control, more clarity, and more confidence in your financial future.
By the end of this session, you will be able to:
• Understand how income is taxed in the UK, including the different income tax bands and thresholds
• Identify and make use of key personal allowances, such as the Personal Allowance, Dividend Allowance, Savings Allowance, and Capital Gains Tax (CGT) exemption
• Differentiate between how employment income, investment income, and capital gains are taxed, and the planning implications of each
• Recognise how tax reliefs work on pensions and ISAs, and how to use them strategically to reduce your tax liability
• Apply tax-efficient strategies when planning or managing investments, including asset location and withdrawal planning
Inheritance is something many of us will experience at some point in life but rarely are we prepared for the emotional and financial impact it brings. Grief is a deeply personal process, and when it’s mixed with the responsibility of managing money, legal documents, or family expectations, it can feel overwhelming. Often, decisions around inherited money are rushed, delayed, or driven by emotion, not strategy.
In this session, we’ll explore how to navigate inheritance thoughtfully and wisely. We’ll talk about what typically happens when someone passes away, the financial and legal steps involved, and how to make sound decisions with inherited money — whether it’s a property, savings, investments, or other assets.
By the end of this session, you will be able to:
• Understand the typical inheritance process in the UK, including probate, wills, and intestacy rules.
• Identify common financial and emotional challenges people face when receiving an inheritance.
• Recognise the importance of not rushing major financial decisions during periods of grief or transition.
• Explore options for using or investing inherited money wisely, aligned with long-term goals.
• Be aware of potential tax implications, such as inheritance tax (IHT) and capital gains tax, and where to seek professional advice.
Last year, we introduced the fundamentals of investing, the different types of assets, and how investing can help you grow your wealth over time.
This year, we’re taking it a step further. With more income, savings, and knowledge under your belt, it’s time to think not just about what you invest in but how you invest, and why.
In this session, we’ll explore the strategies behind successful investing: from risk tolerance and time horizons to diversification and asset allocation. We’ll compare active vs passive investing, explore investment platforms and tax wrappers, and help you begin shaping an approach that fits your life stage, personality, and goals.
By the end of this session, you will be able to:
• Understand key investment strategies, including growth vs income investing, active vs passive approaches, and long-term vs short-term positioning.
• Recognise how personal goals, risk tolerance, and time horizon should influence investment decisions.
• Compare different investment types and how they behave within a portfolio.
• Learn how to build a diversified portfolio
• Choose suitable investment platforms and tax-efficient wrappers for personal strategies
• Explore options for using or investing inherited money wisely, aligned with long-term goals.
Over the past two years, you’ve explored everything from budgeting and investing to pensions, tax, and building the lifestyle you want. You’ve built a foundation of financial knowledge. Now it’s time to turn that learning into action.
This final session is about connecting the dots and bringing together the key principles, tools, and strategies we’ve covered to help you shape them into your own personal financial plan.
We’ll guide you through exercises to reflect on your current financial position, set realistic goals, and map out next steps. Because the ultimate goal of financial education isn’t just to know more; it’s to do more. And with the right mindset and a simple plan, you can take confident steps toward your financial future.
By the end of this session, you will be able to:
• Review and consolidate key financial concepts learned over the past two years
• Assess your current financial position, including income, expenses, savings, debts, and goals.
• Draft a basic personal financial plan, including short, medium, and long-term goals.
• Identify key habits and actions that support long-term financial wellbeing
• Feel confident acting as your own ‘financial planner’, knowing when to act independently and when to seek advice.
All online events will take place on Zoom. Please register via the above links to receive reminder email about the event as well as your access link for the day. Webinars will be recorded and a link to the recording sent after the live event. Please register to receive this link, even if you cannot make the live.
Our team of advisors are here to guide you on your financial journey.
Bigmore’s believes that financial education should be available to everyone. Our Insights page is full of articles, videos and guides to help you develop healthy financial management skills. We’ve put a selection of content below which will support and expand upon topics discussed in this year’s Financial Education Programme.
As an employee of Frazer Nash, you have access to a programme of monthly Wellbeing Webinars to help you manage your physical, emotional, mental, social and financial wellbeing.
Each webinar will fall into one of the areas of our Circle of Wellbeing. With topics ranging from stress management, nutrition, sleep, mindset, anxiety and debt management, these webinars are delivered by expert practitioners and provide practical, actionable tips that make a difference.
To receive the monthly email about our upcoming wellbeing webinar, register your interest.
For us, our jobs are about so much more than a person’s bank account. Our jobs, our drive, is to truly help people. To be a trusted, empathic and caring partner to you while you work towards your financial goals. Goals that are aligned to your wants and needs, not ours.
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