It’s about 6 months before your mortgage is up for renewal. This is to help you not only make any adjustments to your mortgage and plan for what your new payments will be, but it means you have 6 months to secure the best deal possible for you.
When you need to remortgage, you secure the best deal you can at the time. You then have a window of time to continually review the market and switch to a better rate if one becomes available.
As a whole of market advisor, we are able to review your options across multiple lenders and are not tied to only one. We are also constantly reviewing the mortgage market to ensure our clients are on the best possible deal for them up to 10 days before the date their new mortgage contract starts.
In addition to helping you secure the best deal for your circumstances, we can look at the structure of your mortgage. Should you change the term, change the type, consolidate debt? These are all factors we can consider during your free mortgage review.
To book your free meeting with one of our mortgage advisors, click the link below. Be sure to quote “mudpie” at the time of booking.
Our team of passionate, qualified mortgage advisors work to get to know their clients and truly understand what is important to them. With multiple five star reviews on Google and VouchedFor, our team is second to none and ready to help you find the best mortgage deal for your circumstances.
As part of our passion for all things financial services, the team at Bigmore Associates prioritises providing financial education resources to both our clients and the general public. We know that understanding finances can take away some of the anxiety people feel around this logistical element of life. Sharing our knowledge and expertise supports our belief that financial planning is not just for those with excessive wealth. It is for everyone.
Our Insights page is filled with information and tips covering every aspect of our business, your financial life and financial wellbeing. Here are some pieces which might be of interest to you.
Upon expiry of your initial mortgage contract it will be time to make a decision:
Do you remortgage, do a product transfer, or even take a further advance?
The choice you make when it comes to obtaining a new mortgage deal will depend on the lending market, your needs, wants and affordability. This article looks at what each option is and why you might, or might not, choose them.
Personal Protections are designed to cover loss of income and provide peace of mind for you and your family. There are various types of personal protections available, each with their own product specifications.
In this mini guide you will learn what some of the most common types of personal protections are, how they work and why you might need them. A combination of the protections included in this guide can create a comprehensive safety net, helping you manage risks and maintain financial stability in the face of life’s uncertainties.
A pension might be the biggest source of income during your retirement.
Though you might be eligible for a state pension, which varies in amount based on your employment history, this sum alone is unlikely to be able to provide you with enough financial support in your later years. Therefore, the sooner you start paying into a pension offered by your employer, the more potential your pot has for growth before you reach retirement age.
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